SAM Management: Meeting Funding Requirements of Techno Borrowers & Commercial Entrepreneurs

Though India's banking and financial sector is projected to become the fifth largest industry in the world by 2020 and third by 2025, there is a huge dilemma of not finding sound customers in their own perspective when it comes to lending institutions, which has become more of a private money lender sans their greed of charging and earning higher interest making it impossible for any customer to meet the same, and take a back seat if the collateral and credit rating criteria are not met.

SAM is also actively engaged in handling indirect taxation, secretarial, accounting and other management oriented services for SMEs

The user industries and trade feels exactly the same about the funding agencies. On the other hand, the ability to take risks and see through the proposals and the promoters are lacking. Of course, there is no protection also for any loss suffered by the lending institutions, which are the result of pure business decisions by the loan sanctioning authorities - a clear deterrent for credit off-take.

But SAM Management Services Private Limited helps such companies overcome any such underlying issues. Incorporated in 2011, SAM is a corporate finance & boutique investment banking organization specializing in corporate advisory for raising of funds by way of syndication of
domestic and foreign currency debt and equity, apart from offering comprehensive end-to-end solutions including project finance syndication, debt management, corporate financial advisory, investment banking, and other allied management services.

The Excellence
Founded by S. Sampathkumar, SAM aims in meeting the funding requirements of techno borrowers and commercial entrepreneurs who are not engrossed in their financial management. The company's highly efficient and experienced team works with its clients on the issues of getting eligible credit limits at the most optimum costs, monetizing the large asset banks and collaterals, going out of an existing debt provider to another for betterment of services, reduction in costs, better security management and many more. "We address these issues basically by doing a thorough due diligence of the client, better presentation and structuring of their financials and funding requirements, helping them to work out on improving their external credit rating and so on," asserts Sampathkumar.

SAM collects all information/data from the customers, does its own DD and prepare proposal summary, discusses the same with clients, analyze the pros and cons in advance, and find out ways and means to plug-in the loop holes to make the proposal fully bankable even before it takes them to any probably lenders. The company is also actively engaged in handling indirect taxation, secretarial, accounting and other management
S.Sampathkumar,Founderoriented services for SMEs. This helped SAM garner clients from across verticals who have now become advocates of the company promoting it through word of mouth.

The financial advisory services on raising capital, re-engineering of corporate structures, financial viability studies, assistance in project finance & expansion activities, and nurture organizations in their growth path, helps SMEs across diverse segments walk strongly in financial terms. With a small team of 10 members comprising of highly experienced ex-bankers, CAs, MBA graduates and post graduates in commerce, the company looks to overcome the shortage of new projects and the undergrowth of the manufacturing industry. It has plans to establish its own offices in Hyderabad, Vijayawada, and Bangalore in the coming two years. Its soon-to-be-launched Mumbai office will enable SAM to get into private equity placements for its clients. With the 'Make in India' initiative already starting to show its effect in the country, SAM Management is waiting for its Indian growth story.